If you’re looking for good investment ideas in the Philippines, you are in the right place. On this short article, I will share
5 11 good investment ideas that you can start now here in the Philippines and let your money grow.
Of course, before starting any investment, it is advisable that you already build your emergency fund and have at least an insurance to protect your family in case of something happen.
Good investment really depends on the person itself. We can’t generally pinpoint which of the investments available today is best for each of us. We have different financial goals, different personality, different risk appetite and much more.
The best way to choose an investment is to only invest on the things we understand. The rule of thumb is never ever to invest in the things you don’t understand. Invest in yourself first before anything else.
11 good investment ideas in the Philippines
A. Paper Assets
Paper asset investment is one of the best tools to grow your money. You don’t need to physically manage them but the potential is unlimited – given that you know how they work.
The following paper asset investments below can be good investment ideas in the Philippines.
1. Savings account and time deposits
Investing in a savings account and time deposit is basically one of the good investment ideas we can start today. It is good to put your money in the bank than keeping it inside your drawer. Although the interest or return could be low, it is much better than to let inflation eat the value of your money.
Although the interest or return could be low, it is much better than to let inflation eat the value of your money.
If you’re building your emergency fund today, it is a good idea to open a savings account. You can easily get it in the case of emergency while earning some interest.
Savings account and time deposit are also the good investment ideas for Filipinos who do not want to tolerate the risks of other investments available in our country. There are some people who are not willing to take the risks involve and are satisfied enough to have a savings or time deposit account.
You can check the best savings account here or the comparison of time deposit account in the Philippines here.
2. Treasury bills
Investing in Treasury bills is another good investment ideas you can start if you want to have a higher returns compared to a savings account or time deposits. You can check my previous article here about investing in treasury bills in the Philippines.
3. Retails treasury bond
RTBs are another good investment ideas in the Philippines right now. You can start investing in retail treasury bond and let your money grow while you sleep. To know more about RTB, check the article on this blog here about investing in retail treasury bond.
4. Mutual funds
Another good investment idea I know is mutual funds. On this one, you’ll have to pool your money together with other investors and the fund manager will take care of the investments.
There are different types of mutual funds you can choose to depend on your goals and personality. Check more about investing in mutual funds here.
5. Stock market
Last but not the least of our good investment ideas in the Philippines is investing in the stock market. The stock market is the most volatile of all the good investment ideas mentioned above but could give you the highest returns especially if you invested long term.
You can check my article entitled, another newbie guide in investing in the stock market here.
Additionally, you should also know that you can start investing in the stock market automatically. Yes, that’s right! You can open an account with just P5,000 and then set up a program called EIP to automatically invest your money.
It’s a great option for people who are busy and focus on their career or business. To know more about this, check my article entitled how to invest in the stock market automatically.
B. Online Business
Online business is another good investment ideas you can venture in the Philippines. Since the internet is just booming in the Philippines, you can leverage the growth to scale or grow an online business too.
Here are some of the simple online businesses you can start in the Philippines.
6. Online store(physical product)
Online shopping is one of the “trends” in the Philippines right now. You can sell almost anything online.
Be it a custom bracelet you made, DIY rags or even a ready-made product you bought in Divisoria or any supplier which can be sold for profit.
T-shirts, gadgets, shoes and other fashion apparel are one of the “hottest” physical products being sold today.
7. Selling Digital Products
Selling digital products can be lucrative investments in the Philippines. You can sell ebooks, e-courses, coaching and more.
The best way to sell digital products is to have your own blog. Setting up your own blog or website is easy nowadays. You can check this simple step-by-step process I made on how to start a blog.
Blogging can also be good investment ideas in the Philippines. From just being a hobby, blogging turned into a platform now where you can do business online.
You can monetize your blog with ads, sponsored articles, sell your physical products, become an affiliate to someone else or sell your own made digital products.
C. Traditional Business
Traditional business is still one of the most in demand investments in the Philippines. OFWs and other aspiring entrepreneurs are eager to open or start their own traditional business if they’re given a chance.
Here are some of the in demand and good traditional business in the Philippines today.
Franchising is one of the best ways to start your own business. The system, products, and process are in place already so you don’t need to experiment. There can be a lot of support too from the franchise.
There’s a lot of franchise offer today in the Philippines like 7-Eleven, Master Siomai, Ministop etc.
The only downside with franchising is the “capital“. You need to release a huge amount of capital especially for the franchise that is already well-known.
If you like to know more about Franchising in the Philippines, visit the Philippine Franchising Association website here.
10. Water refilling station business
This is another great and in demand investment in the Philippines today. Though it can give you a good ROI, the location is very important to become successful.
I’ve seen water refilling station business everywhere but those who thrive are those located in high foot traffic and nearest in residential areas.
11. Agriculture business
Another great investment you can venture in the Philippines. From fisheries, vegetables and others can be a good source of income if properly planned and executed.
Good examples here are native chicken business, mushroom business and even a simple backyard cattle farming can be a good one.
That’s it! That are the
5 11 good investment ideas available in the Philippines today. There could be a lot, i just named a few.
These are just examples. I provided the idea for you to explore and see that there’s a lot of opportunities out there waiting for you to pick them up. Either you’re looking for a paper asset, online business or a traditional one, the best thing to do is to study them first and take action after.
Investing is a journey so as mentioned we should really examine our self first which of these good investment ideas are fitting our financial goals and personality. And to remind again, never invest in the things we don’t understand.
Invest in ourselves first. This is the best investment we could ever have.
Very generic article, like these ideas are already existing decadesss ago
Its a great article for newbies like me (us).
Thanks for this. 🙂
Ram Zamora says
Helpful article for newbies like me. I also found another reference for more information. 🙂 http://blog.pawnhero.ph/investing-101-investment-types-and-how-they-work-for-you/
Interesting article. I’ve got a question. Can a non-resident foreigner invest in Phillipines? I’m just a man who felt in love to Phillipines and planning to visit the country many other times. But at the same time looking for a long term investment, like in Stock Market.
Hi Gabriel, thanks for visiting the blog. Yes, there might be additional requirements though. You can check this steps on how to open an account with COL financial, they’re my stock broker and they’re good. Might want to check their site for requirements for non-filipino. If you have questions, just let me know. Thanks again!
Clarissa Angelique A. Pasamba says
Do you prefer putting all of your emergency funds in just one savings account? I was thinking of putting a percentage of it in the money market fund. What’s your take on this?
For now it’s on one savings account. After we reached our “house goal” maybe we will do the same with what you’re thinking. 😉
Dominador Casinillo says
Ric Relos says
notes and guides on how to invest
Ulysses Lacson says
Been here on your blog for many times, fan nyo po ako from Butuan city.
First time mag comment.