On this article, you’ll learn the exact steps and requirements you need to know if you want to open a savings account in BDO.
It contains all the information you need to know so you can save time and effort when you’re opening your BDO account.
The steps and requirements below were based on our own experience when we open our own BDO savings account. Alright, here are the things you need to know.
In every street and of course every SM malls, you can easily find BDO ATM machines. If you’re planning to open a savings account in BDO, an ATM or probably a passbook account, we’re sharing the simple steps for you.
BDO savings account requirements
- 2 valid IDs and photocopy of them
- Billing statements (to verify your billing address)
- 2 copies of a 1×1 photo
- TIN number (in earlier part of 2016, almost all establishments doing financial transactions ask to require TIN numbers from their clients/customers)
*Billing statements don’t need to be in your name, as long as it is the same address with the address that you’re going to use
Step-by-step guide to opening savings account in BDO
1. Go to the nearest BDO branch in your area. SM malls have BDO bank branches inside so you may want to take advantage of its convenience. And because it is convenient, sometimes it is full-packed and overcrowded.
Probably the best way is to go the nearest BDO branch in your area.
*BDO banks in SM open from 9AM up to 7PM and most of them are open on Saturdays.
2. Advise the officer in charge that you want to open a savings account. Fill out the application form. Make sure you double check all the information before you submit. You will also provide three (3) identical signature specimens.
3. Provide the initial deposit requirement.
Php2,000 – for BDO ATM savings account
Php5,000 – for BDO Passbook savings account
4. Wait at least a day or 2 to have your account activated. You may claim you ATM or Passbook kit after 5-7 banking days. You may also ask the teller.
5. They may also ask you or you can ask them to enroll your account in their online and phone banking feature. It has many advantages and very convenient if activated online.
That’s it! You now have the information on how you can open your BDO savings account. Once you have it, you can enroll your account in BDO online banking.
BDO savings account additional information
BDO ATM Savings account
- Maintaining balance – Php2,000/month
- Balance before earning interest – Php5,000
- Interest rate per annum – 0.25%
- Account closure within 30days – Php300
- Below minimum balance – Php300
- Withholding tax for interest earned – 20%
BDO Passbook Savings account
- Maintaining balance – Php10,000/month
- Balance before earning interest – Php10,000
- Interest rate per annum – 0.25%
- Account closure within 30days – Php300
- Below minimum balance – Php300
- Withholding tax for interest earned – 20%
Source: BDO website
BDO got a new policy to refer the applicant to the nearest branch in their area. Since we are just new in our place and our ID is in a different address, they require us to submit a barangay clearance in where we live and a copy of our bill before they can process our application for a new savings account in BDO.
So my tip when you want to open a savings account in BDO, go to the nearest area in your place where you got identification for a no-hassle application.
Savings account for BDO Infographic
BDO Savings account review
- Better to have a government release id to be accepted
- Best place to go is to your nearest branch
- Best time to open is between 11 am – 3 pm to have faster assistance
You may also like.
If your goal is to grow your money either for retirement or your child’s education, a savings account may not be the best tool to potentially grow your hard-earned money. There are other options available.
You can look and read our investing 101 article on this blog to give you the idea and basic understanding how you can grow your money and have more gains in the long run.
You need to have the initial deposit requirements. 🙂
karen causon says
hi.. i want to open an account in BDO Asenso Kabayan Program but i dont have remittances or a family working abroad.. can i still open an account for that promo? its only 100pesos initial deposit thats why..
Nope. You need to have OFW family or relatives to remit on this type of account. Thanks!
hi! bdo asenso kabayan is still available?
pano po mag open account oline? ofw po ako sa malaysia.
Unfortunately you can’t(as far as I know). You need to open them personally. Thanks!
Yes Amie! THanks!
queenie ching says
Hello billy gisto ko po sana mag open ng savings account in bdo but i only have 1 id , is it ok if i use police clearance ?
how many proof of remittance needed to open a kabayan savings account?
angelica bagol says
Hi I want to open an account with an initial balance of 100,how to apply for it?i have sister inlaw in norway sending money monthly for my father inlaw thru me,.they gave me 1500 per month,and I want to save the money they gve to me.thats why I want to apply an savings account wth low maintaining balance.thank you.
Hi..if your underage. U can still open a account???
Yes but I guess you need to have guardians. Not really sure though. Better to ask the bank. THanks!
luisa deleon says
Hi sir ask i want to open an account but im hir n kuwait pwede bang asawa ko ang magopen?at paano nya maaavail yung asenso kabayan program na 100php lang ang initial deposit?please reply
ghie abanico says
can i apply even i dont have TIN no?.. thanks
Hi!besides Id of my child what is the other Id to be use to open her account above 12 yes old.
Flordeline lariosa says
Hi good afternoon taning Lang po ako pwede po bang mag open account sa BDO philhealth at voters certificate Lang po at saka billing statement Lang po meron ako
Some of the readers here advised that they were able to open so my suggestion is to try. Sometimes different branches have different policies. Thank you.
hi justwanna ask if i opened savings acct with passbook/atn..and the minimum monthly deposit is 10k.. am i oblige to deposit above 10k every month? or its just talking about the 10k initial depo? thanks!
Hello. OFW ako ngaun sa Macau . Paano kaya ako makapag open ng BDO savings Bank acct? can u help me pls
Hello Bella, not really sure about that but you can check this article for savings account ideal for OFWs although most of them need physical appearance on the banks. :/
Katherine alcantara oriel says
Hi gusto q sana ipag open ng account yung anak q n nasa pilipinas anu b pwede q gawin.slamat
Ano po ba requirements para sa student para mag open ng account?
Ano pong requirements for student para makapag bukas ng account?
hi gud pm..ask q lng ung 2k b atm lng xa? at mkkpag open account nb aq nun? tnk you..
Yap Vanessa. Thanks!
MELCHOR B TUAZON JR says
hi sir or maam! i wan’t to have a BDO ATM savings account, HOW to become a member of this?
can i use this for an online payment just like LAZADA?
No. They are not accepting debit card or savings account. Thanks!
Hi, Im here in dubai and enrolled a Kbayan savings nag register din ako sa online. ask kolang if pwede na mag transfer ng money thru online sa ibang bdo account kahit hindi activated ang ATM?
Awaiting for your reply.
Not sure Pixie, since it is not activated, it will not appear in the system so the money will not be credited. Thanks!
hi po…ask ko lang kung mag open accnt ako ATM po 2K..at ilagay ko kgad 10K..ok lng po b un?kailngn po b next month maghulog kagad ako ng 300pesos monthly?reply plsssss
Jhummy Rose Baluran says
hi gusto ko sana magtanong gusto ko mag open ng account sa bdo kabayan savings account pwede ba na ang relatives ko aNG mag aapply for me kac nasa Canada aq
hi po ,, what if you only have police and nbi clearance,, pwedi po ba un sa open acc ,
Hello. Gusto ko kase mag open ng account sa younger brother ko. Pano at ang requirments ano.ano
Maria Cielo Cartagena says
for 2 valid id’s
can i open a new account
i only have POSTAL ID and PHILHEALTH ID.
i have SSS number and TIN but no id’s
vincent perez says
Sir ..pag mag oopen po ba ng account sa bdo kailangan mo ng 2000 pesos per month ??
gud morning sir for now ..pwede bang nbi and police clearace gamitin na ids for open account.
Jobelle Reyes says
Good day paano po kung yung address s id n gagamitin ay hnd kapareho ng s billing statement kasi nkalipat na ng tirahan ano po ang pwiding ipresent instead of billing statement. I have SSS UMID ID and pag ibig pwidi na po ba yun
Paano po kung isang ID lang meron ako? Student pa lang po kasi ako.
Jam Ramos says
Hi ! Pwede na po bang gumawa ng bank account kahit di pa po 18? Di na po ako studyante!
Hi..andito po ko sa malaysia ofw pede po b ako mag open ng savings accnt.dito at ano po req.?makukuha o mawiwithdraw ko po b sa pinas yun o need ko withdrahin before i go back to phils.?
Hello Cherry! Yes That’s the initial deposit required when I wrote the article. I’m not sure if official receipt will do but it needs to have your current address. 🙂
Hello you can use any billing statement as long as its the same with your current address. For deposits, it will not ask for your address just the acct number.
Sharmaine Bermudez Castro says
Hi, is it required that the billing statement should be recent?
I want to open an account to your company. But , I am working out of our country . What should I do? Can I do open account by online?
Hi Mary, I’m not working or any way connected to BDO. If you need to open a savings account, it needs personal appearance. You may contact the bank for other options if you’re an OFW. Thanks!
Do u know the maximum withdrawal per day if ur account is an atm based only? Ive read different amounts i dont know if its 10k or 50k per day, what i do know is that u can only withdraw up to 5x a day
For my experience, it’s 10K per day on ATM machines. 🙂
Can i use nbi and voters id only?
Yes if it’s valid!
Hi, I just want to know what are the requirements for student to open an account?
Pamela Enciso says
Ask ko lang po pwde pa po bang mag re activate ng atm account sa BD0? TNX
it is actually 10k per transaction…. 5 transactions per day….. so do the math it’s 50k per day…..
Zeny S. Palma says
Our company want to open an account in BDO what are the requirements ,SOLE Proprietorship.
Hi Zeny not sure about the process for corporate or businesses. This article is for personal savings account. You might need to visit the nearest branch for inquiry. There are other requirements and separate process for sure. Thank you!
As far as I know, it will not be close but if you’re below maintaining balance there will be a deduction every month as long as there is fund in your account. Your account will be close if there’s no funds on it.
Julius Ladiao says
Hello I just wanted to ask if what are the requirements for opening an account for American nationality? Thanks
Hi Julius, not really sure about that. This basic requirements is for Filipino citizen. Kindly check with the bank for this. You may need to have your working permit or citizenship document/ID. Thankyou!
I just opened a peso savings passbook account. I had to provide my ARC card, passport, copy of my Business Articles of Organization and State Certificate (because I am self employed),Proof of current address (cable bill, lease), and the 10K PHP minimum deposit.
That was supposed to be ACR card, sorry for the typo. I am an American citizen with a tourist status ACR.
Thanks Chris! This will help other foreigner readers. Godbless!
Juan Paolo says
Good day, I would just like to ask if you have a list of ID’s that are acceptable in opening an account.
Don’t have it Juan. But the commons are the ID issued by government like sss id, passport, driver license will surely do.
How about tin ID?
I’m not sure about TIN ID ‘coz on some experience it is not considered as valid ID of some banks. I only used my TIN ID as a supporting ID. 🙂
they say 100 pesos only..without initial deposit..
some say..100 pesos only and without initial deposit..is that true?
Not sure James but what you see here is what we’ve experienced personally. Thankyou!
Nayr Ocampo says
the p100 initial deposit or to open an account is for those who has remittances.
Just like opening an account with requirements you will just add the proof of remittance you have – old receipt / recent will do.
Thanks Nayr for the info! God bless! 🙂
It’s the Kabayan savings account. 100 pesos only and minimum initial deposit of 50 pesos.
PENELOPE ANZA says
I just want to ask if i can withdraw over the counter using an ATM card?
Yes! Just fill up the widthrawal form and submit it to the teller. 🙂
mary jane decierdo says
Hello..may i asking you…i am interested to open bank account, on BDO…are you accepting the ID sss&postal ID is it okay? Thanks.
Yap, those are valid IDs and will be accepted by BDO. 🙂
Hello sir i want to open ofw bdo account.what is the requirments for this account thank you
Good afternoon sir, i want to open an account in BDO, but i only have police clearance i.d.,TIN id, Philhealth id, and sss id (the old one). will they accept it? i heard they only accept only the digitized id.
Yep! It’s still accepted. You also need to have proof of billing that shows your current address. 🙂
Hello. Nag open po ako Kabayan Account. Nag initial dposit po ako ng 500. Pwede ko po kaya ma withdraw yun? And if ever pwede, ok lang kaya kahit pasabook gamit? Wala pa po kasi yung atm card ko. Thank you!
I’m not sure Aikee. Please ask the bank. Thank you!
ginky villante says
hello! i just want to know what requirements i need for opening passbook for remittance or it called kabayan savings account. thank you. i hope i’ll got the answer from you all guys.
Not sure about the kabayan account. Have you check with the nearest BDO branch in your area? I’ll try to check on this one and will get back to you. Thank you!
Is there any possibilty on re-opening/ activating your account once it was deactivated? Or would it be the same as opening a new account which would require a 2,000 deposit?
I suggest opening a new one. 🙂
I want to open a savings account but i don’t have a proof of billing address because we’ve just move to new rented place and our office just move (UPRC 315 Bldg.). Can I use our office as my billing address?
Hanielyn Napay says
Can I get my brother a paper to open a savings account? He is busy thats why I will be the one to get and bring it to him to fill up and sign the papers. I will just bring the requirements for him in the bank. Is it ok if he did not go personally to the bank?
Ask lang if there’s no valid id.but have police clearance and barangay clearance di pa rin pwede magbukas ng bank account?
I’m not sure b’coz when we get there, they require us to present a valid ID. 🙂
if i used 1 valid i.d (tin#.id).is that required to open account?
can i open account if i present 1 valid i.d only?
Ask ko lang po if pwede ba gamitin yung hometown address ko (i.e., Bicol) to open an account?…I’m currently working here in Laguna.
You can use that to verify your permanent address. To open an account, you need to have an ID with your current address too as well as a proof of billing. 🙂
hello po, ask ko lang po kc po gusto ko po mag open ng savings account sa BDO pero isa lang po valid ID ko..postal id lang po miron ako anu po bang pweding pang alternate?
Hi there! Just want to know, can i open a bdo savings account though i was blacklisted because of my cancelled and unpaid credtcard debt in other bank?
Sorry to hear but I think you can’t. 🙁 Once your information was pulled up from their system, they’ll see all those records. You can try to open on other banks or settle your responsibility with BDO first. Thank you!
I was turned down by bpi…woulf bdo do the same?
sa experience ko 2 valid IDs lang kinuha sakin (hindi na ako hiningan ng billing statements), at regarding sa 1×1 photo hindi na need kasi dun ka na mismo pipicture-ran direct sa computer nila. I hope it helps. 🙂
Karren Hizona says
Hi po @allen tanong ko lang po okay lang ba na students I.d at voters I.d lang ? My dad wants to have passbook account but gusto niya sa pangalan ko . 2 I.ds lang need nila but not sure kasi kong pwde ang students I.d . Thank you
I’m still student and I want to avail ATM from BDO,
I only have my School ID as a valid ID, can I also present my library card as another valid ID?
another concern, I also do not have billing accounts or whatsoever :(.
Looking forward for your response 🙂
Your can use your parents billing address. 🙂
Not sure with this but please try to check with the bank itself. 🙂
Hi,nag open po ng passbook savings account ang kapatid ko s bdo ng 100k + tanung ko lng po kung magkano tubo nun per quarter,o pwede nyo po ba ipaliwanag kung ang interest nito ay everymonth,3mos. O a year,tanung ko na rin po kung may bayad ang pag balance enquiry s passbook savings account.salamat!
Interest is computer per annual basis. No fees if balance inquired in BDO. THanks!
Blessie villanueva says
Hi. How can i have an atm account in bdo if i am still a student? What requirements are needed.?
Can i use nbi and voters id only?
Can i use voters id and nbi only?
What if I don’t have valid id?
if in any case you widrawn an amount that zeroed your balance, is there a fee for that ? thankyou !
You’re account will be close if it doesn’t have any balance for a certain period. Not sure with the duration though. Thanks!
Can i open a savings accpunt online? Or can my relative open one for me? I’m working overseas.
As far as I know you need to physically open the account if it will be under your name. Your relative can open for you but may need an authorization letter.
Can i ask lang po. Im a student nagbabalak po kasi ako mag open ng account just in case in future if i need it. Takot po kasi ako sa utan. How can i apply if i have 1valid id only and i was turn 18years old last april ano po alternative na pde ipresent po thank you po
Hi, in need po ba talaga ng billing statement? As per my friend working at bdo po, picture lang daw po and ID ang need. Also, yung isang ID ko po ay walang address, ok lang po ba yun? Thanks. ☺
Good day Sir! What if there’s no valid id at all? Does a brgy.clearance and bill statement would do to open a Kabayan account?
muhammad fadhli says
can malaysia people open akaun BDO ?
As for my experience. I just open my bdo atm account on November 2015. They ask for 2 valid id and what i gave them is sss and philhealth id even though phil health id dont have address on it they accept it. For the picture no need to bring they will take your picture at their computer. And they dont ask for my billing address as well. They will also interview you why do you need to open an account and other stuffs. I also put our landline number there and they call at our house to confirm the information that they got from me on the interview.
Hope it helps.
Thanks for sharing Ennazus. This will help other readers. God bless!
If I’m going to open a savings account with both ATM and passbook, does it mean I have to provide P12,000.00 initial deposit? Does it have any other fees or charges like charges for the ATM card itself? Please advise. Thank you very much.
Nope. You just need to deposit the initial deposit for passbook and they have the option to provide ATM for that account. Thanks!
Hi, great article, just a quick question. What if I want my BDO debit card to also have Mastercard privileges? Are there other requirements/fees for that? Thanks.
Just bring your local debit card and P120 for fee. 🙂
Hi. I am planning to open a savings account and I want to have a mastercard/visa debit card. How much is the initial deposit for that? Is it the same as the regular debit card?
Yes Joy. Thanks!
Valid po ba ang School ID? Thanks
Hi . I’m planning to open account on bdo . but I have 1valid id only . is it OK ? Thanks in advance .
Fed Martinez says
Hello,hi I just want to ask,, how can I open a savings account her in Saudi Arabia? That also capable to save money from the Philippines,,,
You can check with their bank partners but this article was our experienced when we opened our account here in the Philippines. Thanks!
Sharmaine Villalobos says
Hi Sir. I will just ask if do you know what is the maximum amount I can able to deposit with that 2k savings account if I do it over the counter?! Hoping for your immediate response. Thanks! 🙂
I don’t know how much is the max deposit. I guess you can deposit any amount especially if it’s over the counter. Thanks!
Hi just want to ask where is the BDO office here in malaysia. So i can open my account. Im residing at johor bahru. Thanks
Don’t know Darlene, sorry. Thanks!
hi sir, i have a closed account, a kabayan savings account. I wonder if it’s still possible that I can retrieve it or reopen? Thank you
Why it has been closed? If it’s been closed for a long time, I guess you need to open a new one. THanks!
I Have Company ID and Pag Ibig ,Valid Po kaya yung Dalawa na un ? Gusto ko po sana mag pa Open Acct. Thanks 🙂
What is Swift ? Can I have it ?
Hi! Ask ko lang if nagopen aq ng acct. I need a 2k fee for opening acct then kelangan ko din hulugan ng 2k within that month? or yung 2k na fee ko for opening acct will be the initial deposit?? Confused lang. Thanks!
It’s the initial deposit Ann! THanks!
Ahh ok, Thanks Billy! 🙂
HI i want to ask is it possible that if your passbook is closed or i mean the account is closed ATM can still be use? or its also closed? tnx
You can’t use them if it’s closed. Thanks!
i inquire at bpi visayas ave planning to open a savings acct initial deposit of course is 10k but they turn me down just because my company id isnt digitized/ i have proof of billing picture/philhealth id/nbi/baranagy id/voters id and company id/ thats all i have i dont have free time to get other id as of this moment and im very dissapointed teller cant even provide good customer services..
anyway i tried to a diff bank and they’ve accepted my id as to them even if it isn’t digitized it still an id. and i have supporting id’s and i can always pass another government id some other time..
no offense to bpi in general im sorry about this but this is ho i feel…
i guess tellers need a refresher about how simple advise or help can make a diff but thanks to that teller as because of her i have another reason to earn more…
Sad to hear about this Malou. Sometimes branches have different policies that’s why I always advice to check with the nearest branch. Hope they have a 1 general policy for all to avoid confusion like this. Thank you.
Can I check my account balance online.
If yes, how?
Yes, you just need to enroll your account online. Check this article.
Sir pano kung nag abroad ako. Iniwan ko passbook sa mother ko, pano makaka pag
Withdraw mother ko?
Hi i want to open a bdo savings account. The two valid id’s i have, school id and a voters i.d only is it acceptable? Both i. D’s that i have had diferrent addresses
Juden Mangoba says
Can I request for an atm for my existing checking account? Di ko na kasi nachecheck yun balance ko eh. I can’t apply for online banking kasi wala ako existing na atm. Thanks!
Yes. Thank you!
Cherrie Platon says
I don’t have a billing statement in my name. All my bills are in my husband’s name. I have valid IDs though that contain my billing address. Will those IDs suffice?
Ang wrong gramming. “It has many advantage and very convenience if activated online.”
what will happen if i dont maintain 2,000 in my atm?
There will be a deduction. It will continue until you meet the maintaining balance again or your account is closed. Thanks!
MA. JOANA ENRIQUEZ says
HOW TO OPEN JOINT ACCOUNT IN PESO ATM? THANKS 🙂
Hello Joana, kindly check this article.
ma joana enriquez says
thank you! Big help 🙂
Is it required to personally open an account at the branch or can a representative do it for you?
Does the “2000/month maintaining balance” mean that I should not withdraw cash from my ATM whenever my balance reach Php 2000?
That’s exactly it James. Thanks!
From single to married my current id is my company id and PAG IBIG id.. is tjis valid to open a pass book account ..please help thanks
On some braches they allowed but most do not. Please check the nearest bank in your area. Thank you.
just want to ask what is monthly ADB requirement? Minimum monthly ADB requirement Php 10,000.00
Can I use Student ID and nso birth certificate as my 2 valid IDs?
Hi sir.. I just ask what if I don’t have valid I’d.. and I have only barangay I’d.. it s have possible that i can open a account??
Hi…I just ask what if I dont have valid id. And I have only barangay. Id.. I still can open a account??
Can the initial deposit in ATM savings account be as high as 50 thousand??
Yes of course!
Hi my name is jane im a student i want to know if we have available student account
Mergen Bulagnir says
Is the school ID acceptable? I just want to know..
Nope as far as I know. Thanks!
hi. i would like to know,, what if would like to make a savings out of my remittance… i would prefer to deposit a specific amount every month, but withdrawals is prohibited on my deposits until it is mature on the following year.. is this possible?
jonalyn Villanueva says
pde po ba student license at postal or NBI ??
jonalyn Villanueva says
student License or postal and NBI clearance are acceptable ??
frankie alcantara says
Gd day sir / madam
I am mr frankie alcantara my account po q SA bdo 2 Kaya lng d kn nahulugan Ofw po q Poyd kpb iba activate dto SA jubail ksa pano po b process nyo gsto kp mg ipon kasu bk mawla PIRA q .
Salamat po UMAASA sa sagot nyo
Mga Feb 2016 nagtry akong mag open ng bank account sa BDO Blumentritt. Dahil umuupa ako humiram ako ng electric bill sa landlord ko, kaso hindi nila tinanggap.
Dapat daw meron kang landline at dahil wala akong landline pati ang landlord ko. Dapat daw kahit ang malapit na kapitbahay namin may landline.. weird. So sa metrobank ako nagbukas.
Gud day Pwede kaya valid id ang voters id and company id pang open ng bdo account.
Gud day pwede ba ang voters id and company id para makapag open ng bdo account thanks
Ashli Poplin says
Fantastic blog post ! I was enlightened by the information . Does anyone know if my assistant might be able to grab a fillable a form form to work with ?
Pam Villaluz says
Hi Billy just wanna ask is TIN number required to open an account (savings account) in BDO? thanks 🙂
Hi, I want to open an ATM savings account in manila branch but can I still deposit in different branches? Thank you.
hi….i just wanna ask…what if i withdraw the maintaining balance for emergency reason….automathic po ba mgkoclose yung account ko?????anu dpat ko gwin pra buksan sya ulit????
hey can I deposit a check to my personal atm savings account?
No, you need to encash it first or have a checking account. Thanks!
.. May i ASK something lang po.. I just open a savings account which is 2000 pesos ang initial deposit without passbook.. I have this friend who told me that its just 200 pesos to open an accoun t in BDO.. Can you please explain why there is difference with the amount?
Hi.open po ako ng bdo saving acount pwd po ba khit pasport nlng gamitin wala po ako ibang id.ung postal ko.matagal na expired
Yap Jof I think that’s good and allowed. Thanks!
HI PO PWEDE PO BA KAYU MAG BIGAY NG SAMPLE NG APPLICATION FORM.SALAMAT PO
good day sir,,ask lang ,if i can open an account without tin #., thanks!
Can I open a savings account I’m only 17 years of age but I’m turning 18 this September. I only have a nonprofessional license (LTO) and my student Id card. Any updates if they require a birth certificate?
I hope you would respond to my comment as soon as you read it 🙂
ady san says
can i open an account even if i dont have valid ids? ive got ids but is not valid anymore so like can i use other documents like birth cert or something to open an account?
Hi.. May i ASK something lang po.. I just open a savings account which is 2000 pesos ang initial deposit without passbook.. I have this friend who told me that its just 200 pesos to open an accoun t in BDO.. Can you please explain why there is difference with the amount?
Is it the same type of account? This is the standard process of BDO. Thanks!
hi po pwede po vah gumamit ng khit knino na billing account pero isang house lang kme gusto sana mag open ng savings account sa bdo
normina pagayao says
hello po ano po requirment kapag student po ang mag open ng savings account?
Goodevening po! Ano pong mga requirments ang kailangan kapag student po ang mag o-open savings account?
benito cuevas says
Is there a chance to open a BDO savings account if you are working overseas…
Gusto ko po sana magopen ng account kasi I’m here in Qatar. So ang plano ko po is sa Mother ko pong name ang gagamitin ko. So basically, account niya po ang ioopen ko and don po ako magsesave ng money. Pero may plan po siya pumunta ng Canada for vacation, so pwede po kayang ako ang magwithdraw ng money kahit po di sa akin nakapangalan? Thanks po.
What does “account closure within 30 days-300.00 means?” Does it means if I have only 300.00 in my account with in 30 days.. it will automatically close? Thanks
Hi. What does Minimum MADB (Monthly Average Daily Balance) Requirement mean? Does it affect our banking transactions?
Can you please further explain about the maintaining balance of 2,000 per month? Sorry I don’t have any knowledge about banking yet and hoping to start an account anytime soon maybe right after some fact digging I guess for better assurance. Thanks in advance.
It means your account must have at least P2000 or else you’ll pay penalty. Thanks!
I would like to ask if a company ID and phil healht ID is ok to use in opening my acct.
hi sir billy ask ko lang kunwari nakapag apply na ako ng BDO saving account na Pass Book nakapag hulog na ako kunwari ng 10k kailangan ko pa bang mag hulog ng 10k or 300 buwan buwan? pede ba na makapag hulog lang ako ng 10k and then di na ako mag huhulog sa mga susunod na buwan o kailangan talaga na mag hulog buwan buwan? salamat sa reply
As long as you maintain the required maintaining balance there will be no deductions. Thanks!
Hello po can i ask how can i know if my account already aaded the monthly interest of .25% since i have to maintain 2k monthly my account has 12k and its a month and 2 weeks fors now but i didnt see the changes
.25% are annual interest or per annum. Thanks!
Michael Ramirez says
Hello po meron din po ba 0 maintaining balance yong BDO?
Hello po, ask ko lang po, pag po ba kukuhanin ung atm kailangan pang magdeposit, at how much po ang pinaka minimum pag mag dedeposit??
hello can i open a savings account in behalf of my mother? thanks
Hello ask ko lang po nasa 9,000 nalng po laman nang account pero 10,000 po maintaining balance nya.
Ma withdraw ko po ba.
Joursan Yabut says
Pwede mag ask? Kung Hindi nakapangalan ang Mga Billings Sa Gustong Mag open Account. Nakapangalan Kasi Sa Mother ko tsaka Sa Kuya ko. Respect. Please Asap. Thanks
lewanor selas says
What if I have remaining atm card at BDO and that is under of my last company! How can I open a savings account? Thank you.
Muslimen H.Omar Ampao says
Good morning. May I open account with my 2valid ID’s only. Renter lang kasi ako.
Muslimen H.Omar Ampao says
I’m a boarder. I have a two valid ID’s may I open a savings acount.?
Kinabye shafic says
yes u can open one
Kinabye shafic says
if for example i living in Uganda Africa, how can i acess these facilities and what do i need to open up one account because i have the passport
Hey Billy, thank you for sharing this with everybody. However, I like keeping my options open. Would you also happen to know how to apply for a savings account at Citibank? Would greatly appreciate your response
hello billy joe. Can i ask something. Magcclose po ba ang atm account ko if ever hindi sya malaman ng isang buwan, pero hindi mo ginagalaw yung balance na 2,000 pesos?
As long as it maintains the required maintaining balance, nope. Thanks!
roy belo says
Hi sir, can i ask, how if u already have an atm debit card from your company for payroll, can u still get new saving account for urself?
Edralin Piscos says
Just wanted to ask regarding to those who wanted to open a passbook savings account at BDO but are currently renting an apartment. Could they possibly open an acc at BDO with the use of landlord’s proof of billing? what other requirements required so this proof of billing from landlord be accepted? I need it badly. Thank you.
Im aa from lipa city pero andito ako sa laguna nagwowork for 2 years na..i have bpi account at madali akong nakapagprocess dito..and then i decided na kumuha ng bdo account..pero sa kasamaang palad di ko sya ngawa ng araw ding to…? ang hassel lang..sabi ng guard “” mam kung di po nakapangalan sa inyo yung proof billing kailangan nyo po kumuha ng bclearance”” ..just want to share lang..thats as of today.. ?
ka oopen ko lng ng passbook account ko.ngbigay ako ng 2k..un ba ang initial deposit.? bakit po hnd nakalgay sa passbook ung 2k.hnd xa nka enter..at nkuha ko agad ung passbook ko within that day..
hello po…matanung ko lang po may referral ako galing sa sister ko.totoo po b n ang minimum initial deposit lang ng BDO ay 50 pesos lng..gusto ko kc magbukas ng savings account ko..,..
Mariateresa calayag says
Gud eve sir. Ofw po aq d2 hongkong..Itatanong ko lang po ano next gagawin ko kc my bdo passbook n ako..nafil apan ko nung ng attend po ako ng owwa seminar..so ano n po ggawin ko sir..pls..help me..thank u sir
Hi Maria, If you have the passbook already maybe the next thing you need to do is to start depositing money to your account. Just make sure that the account is active. Thanks!
Madel F. lapuz says
Gusto magopen ng account kaso Ii dont have any other iid., passport lng po meron ako kasi i was i was working and at the same time living sa ibang bansa,.
Passport is valid Madel. Thanks!
Jed Rentoy says
Hi, I have a UMID card and company ID (i lost my PRC ID). Will these 2 suffice in opening an account? Thanks!
Rachel angcon says
Hi PO pwedi PO ba ung police clearance at brgy clearance?.pero may brgy I’d po ako.tnx po
Nope. You still need to have a valid id! Thanks
hi. may idea po ba kayo about sa junior account? if ever mag open kami ng account for my daughter. ok lang ba kahit walang account ang parents? and pwede ba makapag deposit ng dollar?
ask ko lang po.sa 2k atm,ilan ang maintaining balance?at monthly ba kailangan 2k or may required deposit amount ?
The opening amount requires can be your maintaining balance and yes it’s 2k. Thanks!
good morning sir college student po ako balak ko po sana mag open ng saving account ano po process at requirements po
Hello po ask ko lang po ano po need na id para makapag open ng account sa BDO
TIN ID LANG AT BRGY ID lang ang meron ako pwede po ba yun?
Jan marie says
Ask ko lng po, if 1 ID meron ako . School ID
Rachel Wong says
Hi po. Same ba po rin ang requirements na nasa taas for high school students?
Good day, pwede ko Vang iconvert yung ATM savings account ko sa ATM debit card na may MasterCard logo thanks
Mgkno po ag maximum Na pwd ilagay sa atm na saving ?at ung kabayan peso saving magkano din po maximum na pwdng mgpadala ? Panu po kung sobra ng 500000 papason prin sa atm un ?
gud day, nag withdraw po ako kanina sa bdo gamit ang kabayan savings atm ko at my nabasa po ako na ngaung january 31 2018 dna mgagamit ang atm. tanong ko lang po na kylangan ko naba ipabago ang atm kabayan savings ko? nung 2015 ko papo kasi eto atm nag open. kylangan ko po ba na pumunta ng bdo bank bago mag januay 31 pRA MA UPGRADE CIA?
Mas maganda pumunta kayo sa branch account niyo upang mapalitan ang lumang atm card ng bago.
For more question you can visit at our website. Usapang.com Happy to answer your question.
remart M. Banga says
Hi good evening sir/ma’am.
I want some advice because I want to open BDO atm, and im only 16 going to 17 now march 6… what is best for me? And second isn’t ok that im open account in the mall? Because the nearest BDO was on the jcenter mall. My address is mandaue city. I my source of money was only allowance. I hope you reply my questions. Thanks
Hi. I just want to ask How much is your Minium deposit for a student?
im kinda bit confused regarding that initial deposit,are u saying that 2000 for atm(without passbook)and 5000 with atm and passbook.is that what your saying?and can i still open an account without having TIN?
I’m still a student do i really need to present a TIN number, i don’t think BIR would approve my application for TIN.is TIN really necessary?, if yes how to get them? im a college student By the way.
hai magkano po ba e deposit kada buwan,, at tanong kulang kung hindi maka deposit sa isang buwan pwede ba yon at may bawas ba mag new open acount sana ako.
Adonis Moraño Avendaño says
Hello po. Bakit my mga branch ang BDO kapag networker ang nag open ng bank account disapprove agad? Pag entrepreneur bawal mag ipon? Pag empleyado pwede? 🤔
gian garcia says
Pwede na ba pag-ibig at umid lang dalhin ko pag mag open passbook w/ atm?
jovy milan says
hello po …ano po mga requirements for applying saving accounts ATM sa BDO po for students po?
Rachel Saberdo says
Hi po! Pwede ba na gawin ATM savings ang Passbook savings. Just to lower the Monthly Maintaining balance?
Roger Esquivias says
What about an association or group wanting to have a savings account sa BDO?
1. What are the requirements?
2. What is the minimum balance, or opening balance?
3. What if there is no governing body. The group is autonomous, or acting alone at the moment, puede ba the group giving SPA to a particular member to open and handle the account, and this way, be similar to an individual account, although the account name is of the group’s name.
4. How long will the processing take.
Thank you so much.
Roger Esquivias (an account holder at BDO, SM East Ortigas)
RANDY BELLO says
I am planning to open a savings account with your bank but i don’t have a billing statements as one of the requirements. May i ask if there are any other requirements to comply with that requirement. Thank you!